Free tool · Simulator

Credit score simulator

Estimate how far your score could climb by removing negative items from your report.

Step 01

Your current score

Enter your current credit score to see how removing negative items could help.

580
FairCurrent Score
300850
Step 02

Select negative items to remove

Toggle the items on your credit report you want to dispute.

Step 03

Your estimated results

Select items above to see your estimated score improvement.

580
FairCurrent Score
+0
estimated points
580
FairEstimated Score

Disclaimer: This tool provides estimates only. Actual credit score changes depend on your complete credit profile, scoring model used, and other factors. This is not financial advice.

Your move

Ready to start removing these items?

ScoreWipe generates AI-powered FCRA dispute letters that target each negative item. Start free.

Start disputing free