ScoreWipe is a document generation and credit report management tool. ScoreWipe is NOT a credit repair organization as defined under the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679. We do not guarantee the removal of any items from your credit report. We do not provide legal advice. The dispute letters generated by ScoreWipe are based on your rights under the Fair Credit Reporting Act (FCRA) and are provided as a self-help tool. For legal advice, consult a licensed attorney. Results may vary.